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Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
Updated: Oct 05, 2026
Q & A: 157 Questions and Answers
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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Life Insurance Basics | 15-20% | - Cash value and loan provisions - Types of life insurance policies - Beneficiary designations - Policy provisions and riders |
| Topic 2: Ethics and Professional Conduct | 10-15% | - Antifraud regulations - Disclosure requirements - Handling customer complaints - Fiduciary responsibilities |
| Topic 3: Oklahoma Insurance Regulations | 20-25% | - Unfair trade practices prohibitions - Licensing requirements and procedures - Oklahoma Insurance Code requirements - Consumer protection regulations - Market conduct regulations |
| Topic 4: Accident and Sickness Insurance | 15-20% | - Accident-only policies - Hospital indemnity insurance - Sickness-related coverage - Critical illness insurance |
| Topic 5: Insurance Marketing and Sales | 10-15% | - Replacement regulations - Recordkeeping requirements - Suitable product recommendations - Sales practices and disclosures |
| Topic 6: Health Insurance Fundamentals | 20-25% | - Disability income insurance - Preferred provider organizations (PPOs) - Major medical insurance - Health maintenance organizations (HMOs) - Dental and vision coverage |
Jim purchased a $200,000 level term-to-age-65 life insurance policy when he was 35 years old. If Jim dies at age 50, what death benefit would be paid by this policy?
Correct Answer: A 🗳️
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An example of a false financial statement is which one of the following?
Correct Answer: A 🗳️
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In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT
Correct Answer: C 🗳️
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Long-Term Care Policies exclude coverage for all of the following EXCEPT
Correct Answer: C 🗳️
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What is it called when a health insurance policy terminates and the policyholder is allowed to receive benefits past the termination date of the policy?
Correct Answer: C 🗳️
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